Merchant Category Code for Gambling Sites: Guide

Understand merchant category code for gambling sites (MCC 7995) and its implications for payments, blocking, and business. This guide explains MCCs, why banks use them for gambling restrictions, and best blockers.

Financial institutions flag MCC 7995 for casinos, betting, and lotteries to control risk and comply with regs. Learn how it affects transactions and alternatives.

What is MCC 7995?

Standard code for gambling merchants per ISO 18245.

  • 7995: Betting, casino gambling.
  • Includes online/offline.
  • 7994: Card games.
  • 7998: Cruises with gambling.

How Banks Use MCC for Blocks

Decline strategy explained.

  • Risk-based blocking.
  • Country-specific filters.
  • Velocity checks.
  • Chargeback prevention.

Step-by-Step: Check Your MCC

Verify merchant code.

  • 1. Review statements.
  • 2. Contact processor.
  • 3. Use Visa/MC tools.
  • 4. BIN lookup apps.

Best Online Gambling Blockers

Tools to restrict access.

  • Gamban: Multi-device.
  • BetBlocker: Free forever.
  • Freedom: Site blocker.
  • Betfilter: Family mode.

Alternatives to Blocked Payments

Circumvent safely (where legal).

  • Prepaid cards.
  • Crypto wallets.
  • E-wallets like Skrill.
  • P2P transfers.

Business Side: Getting Gambling MCC

For operators.

  • High-risk processors.
  • Age verification.
  • AML compliance.
  • Offshore licensing.

Related Topics